There are many strategies to filing a successful Long-Term Care Insurance claim.
I chatted with Dwight Smith, the owner of AMADA Senior Care Columbus & Toledo, about the LTC insurance claims process.
In this episode we covered:
🔹 Importance of understanding the policy coverage
🔹 Exploring additional benefits included (e.g., medical equipment, home modifications)
🔹 Understanding different activation protocols for different insurance companies
🔹 Activities of daily living (ADLs) and cognitive impairments as qualifying criteria
🔹 Need for care for more than 90 days and fulfilling the elimination period
🔹 Making sure benefits are properly utilized and extended if necessary
🔹 Doctors documenting the client's needs clearly and specifically
🔹 Encouraging open and honest conversations with physicians
🔹 The process of submitting a claim
🔹 Receiving benefits once the elimination period is met
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Watch this episode on YouTube: https://youtu.be/z9PBfT_1slk
Steadfast Care Planning podcast is made possible by Steadfast Insurance, CLTC, and AMADA Senior Care Columbus.
#LongTermCare #FinancialPlanning #SteadfastCarePlanning #AmadaSeniorCareColumbus #LongTermCareInsurance
For additional information about Kelly, check her out on Linkedin or www.SteadfastAgents.com.
To explore your options for long-term care insurance, click here.
Steadfast Care Planning podcast is made possible by Steadfast Insurance LLC,
Certification in Long Term Care, and AMADA Senior Care Columbus.
Come back next time for more helpful guidance!