Steadfast Care Planning

Worksite LTC Insurance with Kevin Sypniewski

October 17, 2023 Kelly Augspurger Season 1 Episode 28
Steadfast Care Planning
Worksite LTC Insurance with Kevin Sypniewski
Show Notes Chapter Markers

I had the pleasure of having Kevin Sypniewski, CEO of AGIS Network, on Steadfast Care Planning podcast. 

We discussed the importance of group and work site long-term care insurance for employers and employees. 

Here are the key topics from their conversation:

1️⃣  What’s the difference between Group and Worksite LTC insurance?  

2️⃣  What size employers can offer LTCi to their employees?

3️⃣  What does the process look like for employers to setup LTC insurance for their employees?

4️⃣  What are the minimum participation requirements by the carrier? 

Tune in to the episode to learn more about the differences between group and work site long-term care insurance, as well as the advantages and disadvantages of each.

➡️ Watch this full episode on YouTube: https://youtu.be/0ZDcYbNDh08

For additional information about Kelly, check her out on Linkedin or www.SteadfastAgents.com.

To explore your options for long-term care insurance, click here.

Steadfast Care Planning podcast is made possible by Steadfast Insurance LLC,
Certification in Long Term Care, and AMADA Senior Care Columbus.

Come back next time for more helpful guidance!

Intro
Difference between worksite and Group LTC insurance
Differences between the underwriting and the pricing
And I tDistinction between traditional and life with an LTC rider
Health is important when we're talking about full underwriting
What size employers can offer long-term care insurance solutions to their employees
Unisex rates, which means male and females pay the same amount. And that's going to create significant discounts for the females
Usually you can't discriminate amongst employee types, but with long-term care you can
Minimum participation requirements by the carrier
What does that process look like for them to get it all set up?
Off cycle is usually a good time for employers to offer this benefit
Assisting in the process so the employer doesn't have to come up with the content
How long that process takes to set up for a business
Final advice or you think, helpful information that's important to share about Worksite Long-Term Care Insurance
Proactive planning and not reactive planning
Contacting Kevin and AGIS Network